Payment service provider company. eCommerce, Online, Crypto Terminals & POS
Merchant accounts and payment solutions for US and international businesses, with great rates and fast payouts
eDataPay connects your online business to multiple gateways and acquiring banks, giving you more flexibility, better approval ratios, and competitive pricing. Accept cards, ACH, and recurring payments through secure, PCIcertified infrastructure.
Serve global customers who prefer digital assets while keeping your accounting in local currency. Our crypto payment options help reduce volatility by converting incoming crypto to fiat, with payouts supported via partner banks and settlement accounts
Simple payment links, invoices and API integrations for your website.
Convert supported cryptocurrencies to fiat to reduce price risk.
Work with a team experienced in KYC/KYB and risk management for cryptolinked merchants.
Modern POS for retail, restaurants and services with inventory, staff and reporting tools-built in.
Smart AllInOne Terminals: Dualscreen and handheld devices for countertop or mobile checkout.
Simple, reliable chip, tap and swipe devices for budgetfriendly instore payments
From small shops to multilocation retailers, eDataPay provides instore payment solutions powered by leading POS hardware and our banking partners.
eDataPay is a global payments and merchant services provider helping businesses accept payments online and instore since the late 1990s. Through eData Financial Group LLC, we connect merchants to US and international acquiring banks, PCIcertified gateways and modern fintech solutions, including cryptolinked offerings.
CEO of an online apparel brand
We needed a compliant crypto payment option with fiat settlement. eDataPay handled the onboarding smoothly and the integration took less time than expected.
Digital services company
The POS package helped us unify reporting across multiple locations. Funding times became more predictable and the hardware rollout was quick.
Retail operations manager
Any legally operating business that sells acceptable goods or services can apply for an eDataPay account, including both standard and high‑risk merchants in the US and internationally. eDataPay works with online, in‑store, and omni‑channel businesses, supporting eCommerce, POS/terminals, payment gateway, and crypto‑related payment use cases across many different industries.Any legally operating business that sells acceptable goods or services can apply for an eDataPay account, including both standard and high‑risk merchants in the US and internationally.
We support ecommerce, crypto linked operations, retail stores, and service based merchants. High risk and international merchants can also apply through our banking partners.
eDataPay works with online, in‑store, and omni‑channel businesses, supporting eCommerce, POS/terminals, payment gateway, and crypto‑related payment use cases across many different industries.
Most applications receive an initial in‑house review within about 24–48 hours, provided the application is complete and standard‑risk. Higher‑risk verticals or complex models may take several business days longer, as additional KYC, KYB, AML, and supporting documentation must be collected and reviewed by underwriting and banking partners before final approval.
Yes. eDataPay provides both online and in‑store payment solutions through integrated payment gateways, virtual terminals, and smart POS/terminal packages for physical locations.
For online payments, merchants can use the eDataPay payment gateway, virtual terminal, and platform integrations (eCommerce, invoicing, subscriptions, mobile, etc.), while in‑store payments are supported via smart terminals, Clover POS, mobile POS, and countertop/wireless card terminals with EMV, NFC, and contactless support.
Yes. You can let customers pay in crypto while you receive settlement in fiat (USD or local currency), using automatic conversion at the time of transaction.
Crypto payments are supported for online, POS, and crypto‑POS flows, with major coins and stablecoins converted behind the scenes so you avoid volatility and receive predictable payouts to your designated bank or merchant account.
There is no application or setup fee for most standard eDataPay merchant accounts, and many merchants can get started with no upfront costs.
Package‑based or specialized solutions (for example, certain hardware bundles or bespoke high‑risk arrangements) may have different commercial terms, but zero‑cost onboarding is available for a large portion of typical retail, restaurant, and eCommerce merchants.
You will need to provide basic business information, including legal business name, ownership details, contact information, website/URL if applicable, industry/MCC, and expected processing volume and ticket size.
Depending on your country, business structure, and risk profile, additional documents such as ID for owners, business license/incorporation documents, bank account details, recent bank/processing statements, and compliance policies may be requested to complete KYC, KYB, and AML checks.
One application connects you to ecommerce, crypto and POS solutions backed by US and international banks.
eData Financial Group, through its flagship brand eDataPay.com, is a boutique fintech and merchant services provider focused on helping businesses accept payments online, in‑store, and via crypto. The group combines global acquiring, a multi‑channel payment gateway, and smart POS/terminal solutions to support both standard and high‑risk merchants across ecommerce, subscription, gaming, CBD, financial services, and other challenging verticals. eDataPay’s infrastructure is built for fast onboarding, intelligent bank routing, and higher approval rates, giving merchants a single platform to manage card payments, ACH/eCheck, alternative payments, and cryptocurrency with settlement in local fiat currencies.
Backed by years of experience in payments, risk, and compliance, eData Financial Group emphasizes secure, compliant processing with PCI‑DSS‑ready technology, integrated fraud tools, and robust KYC/KYB/KYT/AML procedures tailored to each merchant’s profile. The company positions itself as a hands‑on partner rather than a generic processor, offering consultative setup, flexible pricing (often with no application or setup fees for standard merchants), and ongoing optimization to reduce costs, protect against chargebacks, and support global growth.
Switching to eDataPay improved our approval rates and cut our processing costs in the first month. Their team reviewed our setup and gave clear guidance that actually worked for us.